![The Consumer Financial Protection Bureau: Seasoned Qualified Mortgage Proposal and GSE Patch](https://www.jurist.org/commentary/wp-content/uploads/sites/3/2020/10/commerce_1602590882.jpg)
The Government Sponsored Enterprises (GSE) patch is likely to expire in January 2021. This change poses concerns to many individuals, as it would make access to mortgages more challenging for less qualified, but still worthy candidates. For background, the GSE patch overrides the 2013 Consumer Financial Protection Bureau (CFPB) rules intended to reduce the risk [...]